November 26, 2014

How to Slash Your Health Insurance Bill

Tis the season to be jolly, and, for many of us, to renew our health care plans.   Some of you may have awesome health care, and thumbs up if you do!  Many more folks, however, pay at least an arm and a leg (sometimes two arms and two legs) for health care coverage.

This past year, we switched a new model of health care coverage that has been AWESOME for us.   We pay a flat monthly premium (that’s significantly LOWER than what we were paying before!), and we can choose any provider we like.   We are expecting (YAY!!!!) and they are going to cover all of my prenatal, delivery, and postnatal costs.  ALL of them.  And since I can get an estimate from the birthing center I plan to use, they’re even going to pay for it ahead of time.   Some friends of ours had a baby with this model, and they had all of their costs covered as well.

While we’re on the subject of insurance, Aviva Life Insurance, the largest insurer in Britain, wants to help cover your family in a time of need.  Their life insurance polices start at just £5 per month.  While I don’t like paying insurance premiums, I consider life insurance to be absolutely essential, particularly because we have children.  In fact, we probably need to increase ours now that baby #3 is on the way!  

These health-care sharing plans work best if you’re generally healthy.  They do have some exclusions for pre-existing conditions.  They also give discounts (or require for membership) that you not be a smoker.

Meets Obama’s Health Care Requirements

In my opinion, the bonuses of the health care sharing plans keep getting better, because not only do they cost less AND provide better coverage than most main-stream plans, but they also meet governmental requirements for health care coverage.   Read more about that here:  Read more here on pages 107 and 128.

The two companies that I am most familiar with are Medi-Share and Samaritan’s Ministries.   We personally chose to go with Samaritan’s, because it was the best fit for our family.  Our friends seem to be fairly evenly divided between the two, so check them out and see if one will work well for you!

(If you’re interested, Medi-Share is offering a $100 gift card to Walmart, Amazon, Target, or Paypal for new members.   Samaritan’s offers a referral bonus, so if you go with them, I’d love it if you’d share my name!   (Sarah Falk)  Thanks!!)


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* These statements have not been evaluated by the FDA. These products are not intended to diagnose, treat, cure or prevent any disease. Please read our testimonial disclosure under our Disclosure tab. I am an independent distributor for Young Living. #1325257
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FREE 1 year Subscription to Life Extension Magazine!


I am super excited to share this deal with you! Life Extensions is offering a 1 year subscription to their magazine for absolutely FREE, no strings attached.

I first picked up a copy at Sprouts in early fall and this is now by far my favorite magazine.  I ordered a subscription almost right away and, even though I paid for mine :) , it is worth every penny!  These guys are on the cutting edge of natural health research and there are lots of big name doctors on the board.

Click here to get your free 1 year Life Extension’s Magazine Subscription!


Want to learn more or get stated using essential oils? Learn more or join today!
Join us for a live essential oils class in Kansas City, Dallas, or Houston! Contact us to find a class near you!
* These statements have not been evaluated by the FDA. These products are not intended to diagnose, treat, cure or prevent any disease. Please read our testimonial disclosure under our Disclosure tab. I am an independent distributor for Young Living. #1325257

Diatomaceous Earth

Check out my latest guest post at Surviving the Stores!

Simple Steps to a Healthier Home – Using Diatomaceous Earth Instead of Harsh Chemicals!


Want to learn more or get stated using essential oils? Learn more or join today!
Join us for a live essential oils class in Kansas City, Dallas, or Houston! Contact us to find a class near you!
* These statements have not been evaluated by the FDA. These products are not intended to diagnose, treat, cure or prevent any disease. Please read our testimonial disclosure under our Disclosure tab. I am an independent distributor for Young Living. #1325257

The Wonders of Soap Nuts

Can you believe that this berry cleaned my clothes AND my dishes??!!

I am so excited to tell you about soap nuts!!  I was sick of all the chemicals in even the ‘green’ laundry detergents and both intimidated and not sure of the ingredients in the typical homemade recipes.
THEN I heard about soap nuts.  And my laundry world has been forever changed.  (Guess I’m feeling dramatic tonight.)
Soap nuts are actually soap berries.  They grow on trees in India, Nepal, and China.  (I’ve heard you can grow them here but haven’t gotten that far into it yet).  The harvesters pick them and husk them.  According to Wikipedia, they have been used for thousands of years for washing by Asians and Native Americans.  They contain saponin in their husks that acts as a natural, gentle, organic laundry detergent.
To use them, I put about 7 of them in a little bag (that came in the box with the berries) and tossed them in the washer.  I’ve done around 10 loads and my berries are still going strong.  I’m supposed to replace them when they disintegrate (in the little bag so they don’t get all over your clothes).  The clothes have come out great – clean and soft!  I don’t use any kind of fabric softener, dryer sheet, etc.   [I do use Oxy-clean on the stains first - especially on S's clothes!]
I even tried the soap nuts in the dishwasher this week and they did a great job.

Ready for the one downside I’ve found?  Sometimes I have a hard time finding the baggie in the midst of my clothes when they go into the dryer.  I forgot to fish them out once, but they didn’t seem to be ill-affected by their extra trip, thankfully.

My whole-hearted recommendation – Get some!  You’ll never go back.  :)

[A few notes on purchasing soap nuts if you decide to try them out.  It seems that you definitely get what you pay for.   Some brands come full of seeds and are sticky - not good for your laundry!   I've been really happy with the Eco Nuts brand.]


Want to learn more or get stated using essential oils? Learn more or join today!
Join us for a live essential oils class in Kansas City, Dallas, or Houston! Contact us to find a class near you!
* These statements have not been evaluated by the FDA. These products are not intended to diagnose, treat, cure or prevent any disease. Please read our testimonial disclosure under our Disclosure tab. I am an independent distributor for Young Living. #1325257

The Town of Allopath

Fantastic video – well worth a few minutes.


Want to learn more or get stated using essential oils? Learn more or join today!
Join us for a live essential oils class in Kansas City, Dallas, or Houston! Contact us to find a class near you!
* These statements have not been evaluated by the FDA. These products are not intended to diagnose, treat, cure or prevent any disease. Please read our testimonial disclosure under our Disclosure tab. I am an independent distributor for Young Living. #1325257

Our super duper awesome holistic doctor

My friend Kandace introduced us to a doctor in Irving that is just awesome.  Her parents have been going to him, and now several people in my family have gone.  His work is absolutely revolutionary.  He is both an MD and a naturopath and he has more knowledge in his pinkie than I might ever have… Ok, that’s probably an exaggeration but this guy is extraordinary!
A friend, who shall remain nameless for identity protection purposes, just felt really lousy all the time.  Dr. Tennant put together an entire program for him, focused mostly on diet and some supplements, as well as the electrical balance in his body.  A month after his first visit, he is feeling FANTASTIC!! 
At the first visit, Dr. Tennant spent a lot of time with him, wanting to find out EVERYTHING that was going on.  And I mean everything.  He came home with a 10 page report of things to work through and gradually change.  This friend is returning for visits to use Dr. Tennant’s electrical ‘thing’, but other friends who have gone received instructions to call or return with questions, otherwise he’d see them in a year.  (That’s nice because he doesn’t accept insurance).  
I laughed when I called to set up an appointment for this out-of-town friend.  They decided he was local, since he lived in the state.  Apparently they have people from all over the world on a regular basis!
So if you have some ongoing issues that your regular M.D. hasn’t been able to fully address, I highly recommend that you pay Dr. Tennant a visit!  We are really encouraged by the results!

Want to learn more or get stated using essential oils? Learn more or join today!
Join us for a live essential oils class in Kansas City, Dallas, or Houston! Contact us to find a class near you!
* These statements have not been evaluated by the FDA. These products are not intended to diagnose, treat, cure or prevent any disease. Please read our testimonial disclosure under our Disclosure tab. I am an independent distributor for Young Living. #1325257
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